Opportunities

Role : Credit Analyst

Job description: A leading Fintech Company is looking for Credit Analyst / Credit Associates with 0-2 years experience with Banks/ NBFC at its Corporate Office at New Delhi

Industry Type : Fintech, Financing, NBFC

Functional Area: Credit Appraisal, Investment, Credit Risk

Employment Type: Full Time, Probation of 6 months

Role Category: Investment and Lending

Education: Commerce Graduate with MBA (Finance)

Exp: 0- 2 years

Education : Commerce Graduate with MBA

CTC: 2.4 Lacs to 5.0 Lacs/ Annum

Role :

Involved in doing credit analysis, credit underwriting and credit analysis for Small and Medium Enterprises (SME) Corporates.

• Assess a customers business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Banks products and services to the customer.
• Responsible for developing CAM or Credit Appraisal report or Credit assessment reports
• Develop highly thought out, top quality credit analysis and solutions, with the view to obtaining credit approval from Sanction Authority / Committee
• The preparation of credit proposals for recommendation and presentation to the Sanction Authority / Committee.
• Credit Monitoring of existing clients on on going basis including timely renewals of deserving cases.
• Work very closely in partnership with Relationship Points on new credit Applications, providing preliminary guidance on credit appetite and consulting with credit specialists under own initiative, to shape bespoke customer/risk solutions.
• Proactively contribute to change management initiatives in support of process and quality improvements, cost reductions and development of colleagues within the team
• Prior experience in corporate credit analysis in a NBFC/ Bank or related industry preferred.
• Understanding of financial statements to enable appropriate interpretation of results
• Deep understanding of Corporate Lending products, Opportunity Assessment and Deal Structuring
• Familiarity with Microsoft Excel, Word and PowerPoint